Summary of The Annual Bulletin

The Academy of Personal Finance Annual Bulletin No.12

Kyushu Sangyo University Oct. 1-2, 2011
"What can Personal Finance do now?"

Title Author  

On the Introduction of Total Loan Amount Ceiling on Japanese Consumer Finance Market

Daisuke Higuchi
Hiroshi Domoto
Ryohei Tanabe
Tokyo University of Information Sciences

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Is It Interest Rate or Loan Amount to which Borrowers Are More Sensitive? A Conjoint Analysis on Financial Loans

Takeshi Mori
Konan University
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Research Report of the Illegal Lending (Yamikin) Market in Japan

Hiroshi Domoto
Tokyo University of Information Science

Osamu Uchida
Tokyo University of Information Science

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The Change of Investors’ Strategy after the Incident of Lehman Brothers

Chen tsu yin
I-SHOU UNIVERSITY
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Legal Issues concerning Consumer Finance Companies in China

Xiong Jie
Southwest University of Political Science and Law

Megumi Cha
Sumitomo Mitsui Trust Bank, Limited

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Departure from “Social” Lending -The Case of Prosper.com-

Nanae Fujiwara
Chiba University of Commerce

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Challenges in Consumer Education for Preventing Over-indebtedness

Hiromi Arita
Non-Profit Organization Association for Promotion of Women’s Self-sufficiency

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The Social Contribution Activities of Personal Finance Companies and Their Future
-Considerations from the Experience of the Great East Japan Earthquake and Tsunami-

Takahiro Saeki
ACOM.CO., LTD

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Practice and Problem of Financial Education Method using Game

Takuji Takemoto
University of Fukui

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The Academy of Personal Finance Annual Bulletin No.11

Sapporo University Oct. 2-3, 2010
"New Issues in Personal Finance: Challenges and Opportunities"

Title Author  

The Revised Money-Lending Control Act and GDP of Japan

Akira Kato
Hokkaido University of Education HAKODATE

 

Takao Iida
Sapporo University

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Loan Behaviors of Cooperative Member -Examination of Cooperative Banks in Retail-

Shinri Murakami
JA Bank Hiroshima
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Compare “Wheai” and Funds on Profits and Risks

Chen tsu yin
I-SHOU UNIVERSITY

Chang wu hua
I-SHOU UNIVERSITY

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Research for Displacement of Consumer Finance Market from Nonbank to Yamikin

Tokyo University Information Science >>More
Development of an Experimental System of The Consumption-Payday Loan Decision Making

Hiroshi Izawa
Ritsumeikan University

Grzegorz Mardyła
Kinki University

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Quasi-Hyperbolic Discounting and Self-Control Problem

Fumihiko Hiruma
Waseda University

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The Current State and Outlook of Business Loan in Japan

Masaru Ikoma
SPC Consulting Ltd.

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National Strategy for Financial Capability in The U. K.

Hisashi Harui
Kwansei Gakuin University

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The Academy of Personal Finance Annual Bulletin No.10

Waseda University Nov. 14-15, 2009
"Seeking of New Personal Finance"

Title Author  

Compare the function of Traditional Wheai and Credit Card during the Financial Crises

Chen Tsu Yin
I-Shou University

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"Interpersonal lending" in China: Infomal Personalfinance

CHEN YUXIONG
Reitaku University
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The relationships between status quo bias and psychological characteristics: From the viewpoint of consumption behavior of over-indebtors

Mina Shimada
Waseda University

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Considering Financial and Economic ICT Education : Using Massively Multiplayer Online System

Takuji Takemoto
Kyoto University
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Default Correlation Model of Loan Portfolios

Yusho Kagraoka
Musashi University

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Influence of Maximum Interest-Rate Regulation on Regional Economic Effects -Cases in Hokkaido -

Takao Iida
Sapporo University

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Analysis of Changes in Characteristics of Current Consumer Loan Borrowers Part3

Hiroshi Domoto
Tokyo University Information Science

Osamu Uchida
Tokyo University Information Science

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A Consideration of Education about Personal Finance in High-school

Kazumi Otani
Kyoto Bunkyo Senior High School

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The Academy of Consumer Financial Services Annual Bulletin No.9

2008年 年報 Takushoku University Nov. 22-23, 2008
"Seeking of New Consumer Financial Services"

Title Author  
The Sate of Art of Consumer Credit Reporting System in Singapore Ming yue Wen
Waseda University
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Analysis of Financial Program in Japanese Institutions of Higher Education Takuji Takemoto
Kyoto University
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The Consumer Credit Service after the Upper Limit Regulation of Interest Rates

Takao Iida
Sapporo University

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Asia Market Entry Strategy for Japanese Consumer Finance Companies: The Case in Hong Kong, Taiwan, and Thailand Yoshiharu Kuwana J.F. Oberlin University
Toshio Kishimoto University of Toyama
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The History of Consumer Financial in Taiwan And the Current Situation and Problems Chen Tsu Yin
I-Shou University
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Analysis of Change in Characteristics of Current Consumer Loan Borrowers Hiroshi Domoto Tokyo University Information Science
Osamu Uchida Tokyo University Information Science
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Current Situations and Issues of Peer-to-Peer Lending Asymmetric Information on Peer-to-Peer Lending Nanae Fujiwara
Keiai University
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The Academy of Consumer Financial Services Annual Bulletin No.8

Annual Bulletin 2007 Hiroshima City University Nov. 10-11, 2007
"New Financial Business Model in Grobal Era"

Title Author  
Islamic Finance as a Tool of Poverty Reduction and Social Justice Katsura Daikuhara
Japan Center for International Finance
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An Analysis of Impact Cutting Cap Interest Rate on Consumer Credit in Japan Shigeaki Ohtsuka
Kuwansei Gakuin University
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Life Time Value of Cooperative Banks in Retail
Studying the Marketing Approach Using Covariance Structure Analysis
Shinri Murakami
Hiroshima University
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The Role of a Public Financial Institution in the Consumer Loan Market Nobuhiro Mori
Nara University of Education

Makoto Okamura
Hiroshima University

Takao Ohkawa
Ritsumeikan University
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A Study of China's Third-Party Online Payment Services Yoko Inoue
Nihon University
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Financial Literacy Education in a Globalizing-cum-Aging Society
-The National Strategy of the United Kingdom-
Hisashi Harui
Kwansei Gakuin University
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Survey of Consumer Finance Loan Use in 2006 Hiroshi Domoto
Tokyo University of Information Sciences

Osamu Uchida
Tokyo University of Information Sciences
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Recent Trend on Microfinance in Myanmar
-How MF NGOs Work under Military Government-
Hirohisa Yukawa
Osaka University
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The Academy of Consumer Financial Services Annual Bulletin No.7

Annual Bulletin 2006 Osaka University of Commerce Oct. 7-8, 2006
"Consumer Financial Services Markets in Asia"

Title Author  
A Public Financial Institution in the Market of Consumer Loans Nobuhiro Mori
Nara University of Education

Makoto Okamura
Hiroshima University

Takao Ohkawa
Ritsumeikan University
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A Problem around the Consumer Credit Industry
-Consecutive Disgraceful Affaires and the Way of Thinking of the Consumer-
Yoko Nishigaya
Tokyo Institute of Research into Social Trends

Shinichi Ito
Osaka University of Commerce
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Credit Risk and Interest Rates in Consumer Financial Services Naoya Mori
Prefectural University of Kumamoto
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Consumer Finance Course in Education Curriculum at Universities
- Case of the 2nd "Consumer Finance Course" at Faculty of Economics in University of Toyama -
Kouichiro Kataoka
Toyama University

Toshio Kishimoto
Toyama University
>>More

The Academy of Consumer Financial Services Annual Bulletin No.6

Annual Bulletin 2005 Sugiyama Jogakuen University Oct. 29-30, 2005
"The Consumer Education in Consumer Financial Services"

Title Author  
Consumer Finance Market in Thailand Daisuke Higuchi
Waseda University
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The Present State and Features of Consumer Financial Service Industry in Taiwan and Hong Kong:
On Possibility for Japanese Consumer Financial Companies to Enter Both Regions
Yoshiharu Kuwana
Chiba University of Commerce

Toshio Kishimoto
Toyama University

Takao Yamamoto
Chiba University of Commerce
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The Bankruptcy of Tokuyou City Bank and its Aftermath Yoshimitsu Ueda
Tohoku Gakuin University
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Individual Finance Service of Commercial Banking in China Caohuiyu
Southeast University, China
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The Excess Entry Theorem of the Financial Institutions
With Different Cost Structure
Nobuhiro Mori
Nara University of Education

Makoto Okamura
Hiroshima University
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Application of the Count Panel Data Models to Consumer Loans Yusho Kaguraoka
Musashi University
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"Trusts for Security" and Bankruptcy Remoteness Hiroyuki Watanabe
Waseda University
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Consumer Education and Credit Counseling Takao Nishimura
Yokohama National University
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The Academy of Consumer Financial Services Annual Bulletin No.5

Annual Bulletin 2004 Chiba University of Commerce Oct. 16-17, 2004
"The Corporate Social Responsibility in Consumer Financial Services"

Title Author  
The Alliance between a Bank and a Non-bank: The Benefit of Information Production to the Consumer Loans Nobuhiro Mori
Nara University of Education

Takao Iida
Sapporo University

Makoto Okamura
Hiroshima University

Hiroshi Izawa
Ritsumeikan University

Tetsuya Shinkai
Kwansei Gakuin University
>>More
The Conceptual Evolution of Corporate Social Responsibility and Present Issues Kazuo Doi
Kyushu Sangyo University
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Microfinance as a Tool for Strategic CSR to be Used by Consumer Credit Financial Service Companies Hirohisa Yukawa
Fukuoka University
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The Present Condition of the Business Ethics which can Put Consumer Credit Information Agency Such as the United States and Europe, and Practical Match in the Topic which is Directed to CSR Strengthening of Our Country Masaru Ashida >>More
Lecture Course on Consumer Finance: An Implementation Report
-Afterthoughts on Having Offered "Considering Consumer Finance,"Faculty of Economics, Toyama University-
Kenichi Haga
Niigata University

Toshio Kishimoto
Toyama University

Takashi Hasegawa
Kanazawa University
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Spending Habits and Attitudes toward Money of the Consumers with Time Preference Mari Hayashi
JKK inc.
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From "Forced Saving" to Consumption Society
- Individual Loan Business in Russia -
Masakazu Imai
Takasaki City University of Economics
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Corporate Social Responsibility as Creating the Corporate Value Toshihiko Fujie
Chiba University of Commerce
>>More

The Academy of Consumer Financial Services Annual Bulletin No.4

Annual Bulletin 2003 Hokkai-Gakuen University Nov. 1-2, 2003
"The Consumer Financial Services and Control"

Title Author  
Distribution Business and Financial Business Takeshi Ohtowa
Hiroshima City University
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Britain's consumer protection system and the Financial Services Authority Hisashi Harui
Kansai Gakuin University
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Draft of Amendments to EU Directives on Consumer Credit and Issues to be Addressed from the Perspective of Financial Practice Masaru Ashida
University of Kokugakuin
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Recent Issues in Regulation of U.S. Consumer Financial Services Tomoaki Sakano
Waseda University
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Micro-finance / Micro-credit in Developing World and Consumer Credit in Japan
-Some Implications to Interest Rate Regulation Issue in Japan-
Hirohisa Yukawa
Fukuoka University
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Regulation and Self -regulation of Money-lending Industry: Is It Possible for the Industry to Conduct Fair Practices Tsuneo Matsumoto
Hitotsubashi University
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The Academy of Consumer Financial Services Annual Bulletin No.3

Annual Bulletin 2002 Kyushu Sangyo University Dec. 7-8, 2002
"The Information Technology in Consumer Financial Services"

Title Author  
Credit Bureaus in Credit Market Nanae Fujiwara
Keiai University
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The Legal Meanings of Consumer's "Consent" to Dealing Credit Information Satoru Funabashi
Kyorin University
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Protection of Borrower's Rights to Financial Privacy Information in Connection with Separable Servicing Rights in Securitization Kazundo Osawa >>More
The Analysis for the Regulations on Consumer Financial Service Market in Japan Tomoki Hirase
Kyoto University
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A Credit Lecture Experiment through Business/University Cooperation Ichiro Sakai
Fukuoka International University

Yoichiro Murayama
Acom
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The Academy of Consumer Financial Services Annual Bulletin No.2

Annual Bulletin 2001 Doshisha University Dec. 8-9, 2001
"The Consumer Behavior and Consumer Financial Services"

Title Author  
Relationship Marketing with Customers in Consumer Finance Companies Kenji Tomita
Shizuoka University
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Consumer Credit Growth and its Effect on Consumption
- A Test for Credit Constraints in Japan -
Yasuhiro Komori
Waseda University
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On Consumers' Subjective Discount Rates: Experimental Results Fumihiko Hiruma
Waseda University
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Development of the U.S. Sub-Prime Market through the Financial Venture Businesses Hiroshi Domoto
Tokyo University of Information Science
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The Academy of Consumer Financial Services Annual Bulletin No.1

Annual Bulletin 2000 Waseda University Jan. 13-14, 2000
"The Financial Big Bang and Consumer Financial Services"

Title Author  
Cost and Profit Structure of Consumer Finance Companies Daisuke Higuchi
Waseda University
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An Analysis on Market Opportunity of China's Consumer Credit Industry Yoko Inouei
Nihon University
>>More
A View on the Safety Net System for Household Funds Used in Risky Investments Takayoshi Hamano
Miyazaki Municipal University
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Credit Counseling and Debtor Education in US Takao Nishimura
Yokohama National University
>>More
Consideration of the Consumer Finance New Entry with the Bank Kouki Igarashi
Waseda University
>>More
Issues Affecting Consumer Finance in the Process of Reforming the Financial System
In the Case of both Korea and Japan
Ji-Young Song
Suwon Science College
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Economic Role of Consumer Finance Fumihiko Hiruma Waseda University >>More
CapitalOne : Competitive Strategy of American Creditcard Industry Ryoichi Kubo
Waseda University
>>More
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